Personal Accident Insurance
SmartProtect Plus, an accident insurance solution designed to protect families across generations, sets your mind free to pursue an active lifestyle at your will
Once approved, your policy - as well as your loved ones’ - are renewable for as long as you live
1Lifetime renewal is subject to AXA’s underwriting decision and other conditions set forth in General Conditions Clause 11(d) and (e) of the Policy Wording. The renewal premium and terms and conditions may not be the same as the expiring policy
You’ll be able to claim medical expenses of up to HKD45,000 per accident (Elderly up to HKD30,000) should one knock on your door
For shared coverage, you pay premium for one child only regardless of the total. Children also get double hospital cash and home nursing allowance, so do elderlies
Starting from as low as HKD12 a day, multi-insured discounts are available for designated plans
2Premium for Lite Plan starts from HKD365 per year
Overseas Study Insurance
Studying overseas can be stressful for both the parents and the students. SmartStudent Overseas ease your mind by providing tailored benefits that protect students against uncertainties while they are away from home
Covers a broad age group, from 10 to 35
Up to HKD20,000 coverage for personal belongings and up to HKD10,000 for overseas home contents
Up to HKD2,000,000 of medical expenses, including HKD250,000 for follow-up treatments in Hong Kong
Covers most adventurous sports such as bungee jumping, rafting, wind surfing, snow skiing, snowboarding and more
Domestic Helper Insurance
Life is busy in Hong Kong, and while hiring a helper makes complete sense for your family, it also comes with obligations. Be a responsible and caring employer with accidental and medical protection plan for your helper that provides the security and peace of mind to make your home a happy one
Waived the waiting period, so your helper’s medical benefit will take effect with the policy, covering medical cost with no excess, for outpatient, inpatient, day surgery and dental in case of accidents and illnesses
Up to HKD100,000,000 coverage on Employees’ Compensation protects your legal liability as an employer under the Employees’ Compensation Ordinance and Common Law
Covers extra expense to hire, in case of a helper leaving without notice, malicious acts, or early termination of an employment contract
Protection from financial loss due to fraud or dishonest acts, and the cost of replacing your lock if necessary, up to HKD8,000
- Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. For details, please refer to Product Brochure and Policy Wording to understand the terms and conditions of all the benefits and exclusions.
- The above policy is underwritten by AXA General Insurance Hong Kong Limited (“AXA”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. Hong Kong Broadband Network Limited (“HKBN”) (Licence No.: GA1056) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR. General insurance plans are products of AXA but not HKBN.